The question (15 marks)
Explain the doctrine of uberrima fides in insurance contracts. Is the duty of disclosure mutual, and what is the effect of its breach? Refer to statutory provisions and decided cases. (15 marks)
Syllabus head 1.4; built from the Module 1 chapter on utmost good faith and the case briefs.
Plan your answer on paper before you look at the authorities — issue first, then the rule, then apply it to these facts.
It tests Unit 1 · Introduction, Risk and the General Principles of Law of Insurance.
Authorities you will need
- Carter v. Boehm, King's Bench (Lord Mansfield)
- LIC v. Asha Goel
- LIC v. Shakuntala Devi
- Dipashri v. LIC, Bombay High Court
How an answer is marked
A full-marks answer names the issue in one line, states the rule with its section, cites the authority, applies it to these facts and concludes — in that order. The app's model answer for this question is written in exactly that shape, with a checklist to mark your own attempt against.