The question (15 marks)
Discuss the nature and basic principles of fire insurance in India. What is meant by 'fire', and what are the rights and duties of the parties when a claim is made? (15 marks)
Syllabus head 3.6; built from the Module 3 chapter on fire insurance and the Kasim Ali Bulbul brief.
Plan your answer on paper before you look at the authorities — issue first, then the rule, then apply it to these facts.
It tests Unit 3 · Non-Life and General Insurance — Marine, Fire and Property of Law of Insurance.
Authorities you will need
- New India Assurance Co v. Zuari Industries Ltd
- Kasim Ali Bulbul v. New India Assurance Co, Jammu and Kashmir High Court
- Macaura v. Northern Assurance Co
- Harris v. Poland
- Everest v. London Assurance Co
How an answer is marked
A full-marks answer names the issue in one line, states the rule with its section, cites the authority, applies it to these facts and concludes — in that order. The app's model answer for this question is written in exactly that shape, with a checklist to mark your own attempt against.