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Law of Insurance · Unit 4

Insurance exam question: Discuss compulsory insurance in India. How

The question (15 marks)

Discuss compulsory insurance in India. How do no-fault statutory schemes affect the defence of contributory negligence? (15 marks)

Syllabus heads 4.6 and 4.7; built from the Module 4 chapter.

Plan your answer on paper before you look at the authorities — issue first, then the rule, then apply it to these facts.

It tests Unit 4 · Social Insurance in India of Law of Insurance.

Authorities you will need

  • Motor Vehicles Act 1988, ss. 140, 146, 161
  • Public Liability Insurance Act 1991, ss. 3, 4, 7A, 14
  • Insurance Act 1938, ss. 32D, 105B
  • Employees' State Insurance Act 1948, s. 53

How an answer is marked

A full-marks answer names the issue in one line, states the rule with its section, cites the authority, applies it to these facts and concludes — in that order. The app's model answer for this question is written in exactly that shape, with a checklist to mark your own attempt against.