The question (15 marks)
Explain the meaning, characteristics, need and limitations of social insurance, with reference to Indian statutes. (15 marks)
Syllabus head 4.1; built from the Module 4 chapter.
Plan your answer on paper before you look at the authorities — issue first, then the rule, then apply it to these facts.
It tests Unit 4 · Social Insurance in India of Law of Insurance.
Authorities you will need
- Employees' State Insurance Act 1948, ss. 38, 39, 46, 53, 61, 65
- Insurance Act 1938, s. 32C
- Public Liability Insurance Act 1991, ss. 4, 8 and Schedule
How an answer is marked
A full-marks answer names the issue in one line, states the rule with its section, cites the authority, applies it to these facts and concludes — in that order. The app's model answer for this question is written in exactly that shape, with a checklist to mark your own attempt against.