The question (15 marks)
Give an overview of the Public Liability Insurance Act 1991. Explain the liability it creates, the duty to insure, and the procedure for claims. (15 marks)
Syllabus head 4.3; built from the Module 4 chapter on the Public Liability Insurance Act 1991.
Plan your answer on paper before you look at the authorities — issue first, then the rule, then apply it to these facts.
It tests Unit 4 · Social Insurance in India of Law of Insurance.
Authorities you will need
- Public Liability Insurance Act 1991, ss. 2, 3, 4, 5, 6, 7, 7A, 8, 14
- Employees' State Insurance Act 1948, s. 53
How an answer is marked
A full-marks answer names the issue in one line, states the rule with its section, cites the authority, applies it to these facts and concludes — in that order. The app's model answer for this question is written in exactly that shape, with a checklist to mark your own attempt against.