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Economics · Unit 3

Financial Markets and Fiscal System

Unit 3 of Economics (syllabus: Module III — money market; capital market; measures of money supply; tax structure; public revenue; public expenditure; Centre–State fiscal relations and the Finance Commission). Below: what the unit covers, the provisions it turns on, and the cases an examiner expects you to name.

What this unit covers

  • How does the Reserve Bank's rate structure work, and what happened to the Bank Rate?
  • Why does the secondary securities market matter when no capital reaches the company through it?
  • How are the Indian monetary aggregates constructed, and where does money come from?
  • How are taxes classified, and who actually bears an indirect tax?
  • What do the four deficit measures each tell you, and why publish all four?
  • How does Article 280 work, and are the Finance Commission's recommendations binding?
  • Why did GST require a constitutional amendment, and what is unusual about Article 246A?

Treat that list as a self-test: recite each topic's rule from memory before you open its cases.

Provisions

Leading cases

  • Reserve Bank of India Act
  • Securities and Exchange Board of India Act
  • Reserve Bank of India material on monetary aggregates and the Working Group's recommendations
  • Constitution of India
  • Budget at a Glance 2026-2027 (Ministry of Finance)
  • Constitution (One Hundred and First Amendment) Act

Exam questions on this unit